Choose the commission structure that fits your production, business goals, and preferred fee model.
Fees shown are per side where applicable. These NJ terms are based on Addendum A to the Independent Contractor Agreement; Pennsylvania plans may differ.
| Plan | Commission / per-side fee | Monthly | Annual |
|---|---|---|---|
| Plan A • Solo (12 or fewer sales/year) | 100% • $599 per side | $75 | — |
| Plan B • Solo (12+ sales/year) | 100% • $499 per side | $125 | — |
| Plan C • Top producer (30+ sales/year) | 100% • $399 per side | $150 | — |
| Team plan | 100% • $399 per side | $150 leader / $100 member | — |
| Plan D • New agents or fewer than 5 sales | 70/30 split | $59 | — |
| Plan X • Flex90 | 90/10 split | $0 | $599 |
| Plan Y • Flex95 | 95/5 split | $0 | $1,799 |
| Referral agent | 85/15 split | $0 | $200 |
Plan X/Y annual fees are charged on onboarding or first transaction, then on anniversary dates. Monthly fees start upon signing the independent contractor agreement. Plan D coaching compensation: coaching agent receives 15% of the company's 30% split.
$12,000 effective August 1, 2026. After capping, the fee is $170 per transaction ($120 franchise fee + $50 E&O) until the agent anniversary date. Rentals do not count toward the cap.
Cap credit excludes franchise and E&O charges; when an agent charges a client an admin fee to offset the transaction fee, that amount does not reduce the agent's cap.
For sale prices over $500,001 through $1,000,000: $799 per side. For sales over $1,000,001: 0.1% of sale price, per the fee sheet. Confirm exact boundary amounts with brokerage management.
Transaction fees shall not exceed 20% of brokerage fee.
Workers' compensation premium: $0.52 per $100 in commission earned (example: $26 on $5,000 commission). Optional E&O deductible waiver: $399 annually, subject to policy terms. Rental E&O: $15 per side.
Agents are otherwise responsible for applicable E&O deductibles, stated as $2,500–$5,000 for non-fraud claims.
Residential rental plan: 85/15; commercial rental plan: 90/10; general referral plan: 90/10. The separately listed referral-agent plan is 85/15 with $200 annual fee.
For Flex90/Flex95, the fee sheet specifies a 2% minimum commission basis for split calculations. Consult the agreement for full details.
Information summarizes the supplied NJ Addendum A and is not a substitute for the signed agreement. Fees, plan eligibility and applicable state rules should be verified before enrollment.
Explore your options with HomeSmart First Advantage Realty in New Jersey and Pennsylvania.